Paying at Three in the Morning
Cash machines have limits. Banks flag odd hours. Card terminals need signal. Payment on arrival at 03:00 has more failure modes than payment at 15:00, which is why there are three ways to settle it rather than one.
Payment happens once. On arrival, before the session, in the first two minutes. Not in instalments, not at the end, and not with a card machine appearing while somebody is getting dressed.
The reasoning is entirely practical. A transaction at the end of a booking puts a clock on the last ten minutes of it. A transaction at the start removes the subject from the room for good.
At 15:00 this is unremarkable. At 03:00 it has a few more moving parts, and they are worth knowing before the hour gets late.
Cash
Any major currency, at the day's rate. Euros obviously, but pounds, dollars, francs and the rest are all ordinary. The rate used is the day's rate rather than something invented at the door.
The thing to watch is not the currency. It is the machine. Dutch cash machines run per-transaction ceilings and separate daily ceilings, and the daily one is frequently lower than people assume, particularly on a foreign card. An hour at EUR 180 is not a problem. An eight-hour overnight at EUR 1,250 is above what many cards will release in a single day, let alone a single withdrawal.
So if cash is the plan and the booking is a long one, pull it before midnight. After midnight the daily counter has reset, which sounds helpful until you realise it has reset into a night where the banks are shut and the only recourse is a second card.
Card
Card works and is the default for most bookings. It needs one thing: a moment of signal.
That is not usually an issue. Where it occasionally is: basements, back rooms in thick-walled canal houses, and the interior floors of older buildings where the phone already shows one bar. If you already know the signal is bad where you are, say so in the booking message. It takes ten seconds and it means the question is settled before anyone is standing in a hallway waiting for a terminal to find a network.
There is a second nocturnal hazard that has nothing to do with us. Card issuers flag unusual hours in foreign countries, and a card that has behaved impeccably all week can decline at 03:00 on a Saturday for no reason except the timestamp. This is why having a second route is not paranoia.
Crypto
Crypto is the route that ignores the clock entirely. No bank is involved, so no bank can be closed, and nothing about the hour changes how it behaves. The only variable is confirmation time, which depends on the network rather than on anything happening in the room.
It is worth mentioning at the booking stage rather than at the door, simply so the practicalities are agreed in the same ten minutes as the confirmation.
The number itself does not move
This is the part people expect to be different and it is not. There is no night rate, no weekend rate and no late surcharge anywhere inside the ring.
One hour is EUR 180 at 03:00 exactly as it is at midday. Ninety minutes is EUR 270. Two hours is EUR 360, three is EUR 540, and each hour past the third is another EUR 180. Two therapists are EUR 360 an hour, so two hours with two is EUR 720 and three is EUR 1,080. An eight-hour overnight is EUR 1,250. The whole thing is laid out on the prices page and it is the same page at every hour of the day.
The short version
Decide the route when you book, not when the door opens. Cash if you have it, card if you have signal, crypto if the hour is awkward and the bank is unhelpful. The payment guide goes through each one properly.
None of it takes long. Two minutes at the start, and then it is done, which is the entire point of doing it at the start.
Send an address
and an hour.
Two lines are enough: where you are, and when you would like someone there. We answer with a name, an arrival window and a total. If the hour is awkward we say so rather than guess.